USER AGREEMENT
I. User Agreement applicable to all Members
I.1. Definitions
Confidential codes: personal codes in the form of a username and a password enabling the Member access to his Personal Account.
Personal Account: personal profile page of any Member in which personal information is kept accessible on the Site to which the Member may have internet access, upon entering one’s Confidential Codes.
Member: Any individual who has full legal capacity in accordance with applicable law and is at least 18 years of age (or at least the age permitted by the laws of the Member’s country of residence) or any legal entity whose registration has been approved by Gurulize.
Framework Agreement: The Agreement to be signed between the Member and Gurulize in order to define the service packages and fees.
Platform or Gurulize Applications: technical platform linking Users and Providers administered by Gurulize in the capacity of an online broker.
Provider: any Member offering the supply of services on the platform in a professional or non-professional capacity and according to the conditions defined by the same.
Service: service provided by any Provider on the Platform at the request and for the benefit of a User.
Partner: website, print, or television station within the same group as Gurulize or company, having an existing partnership agreement with Gurulize ensuring the promotion of Providers of the Services.
Customer Service: Support service dedicated to users who can be contacted via e-mail at [email protected]
Site: the Gurulize website accessible directly from the following URL: www.gurulize.com or, indirectly, any URL address of a partner operated by Gurulize.
User: any Member receiving, at his request, the use of a service.
Customer Materials: Refers to all data, content and intellectual property provided by the User during the use of the Service. It includes electronic data, information, documents, materials and other content submitted or provided by the User and all related intellectual property rights including patents, copyrights, trade secrets, trademarks, service marks, trade names, moral rights and other proprietary rights and personal data of identifiable persons submitted or provided by the User.
I.2. Registration
Subject to the specific conditions applicable to Providers, the following conditions need to be fulfilled before registration as a Member can take place:
As an individual:
COOKIE POLICY
This Website Cookie Policy (“Policy”) has been prepared by Gurulize OÜ (Registry Number 16643728) (“Gurulize”, “Company”, “We”) as the data controller within the scope of Article 10 of the Personal Data Protection Law No. 6698 (“Law”) and the Guidelines on Cookie Applications of the Personal Data Protection Authority.
As Gurulize, we use cookies to provide you with some features on our website at www.gurulize.com (“Site”). The purpose of this Policy is to inform you about the processing of your personal data obtained automatically through cookies used on our website, which cookies we use for what purposes and how you can manage these cookies. For the cookies we use on our website, except for the mandatory cookies, the explicit consent of the users is obtained and they are provided with the opportunity to change their consent at any time.
Users can see the types of cookies used in the processing of personal data through the cookie management panel on the Site and can benefit from various functions on the Site by selecting the “Accept” option for all cookies other than Mandatory Cookies.
1) Cookies and Cookie Types
1.1) What are Cookies?
Cookies are low-size rich text formats that allow certain information about users to be stored on users’ terminal devices when a website is visited. Cookies make it possible for the website you visit to store information on your device and to use this information during your subsequent visits. Cookies created by a website are stored by the internet browser you use to access the site and do not contain personal data such as name, gender or address.
Today, cookies have become an important part of internet technologies and their main function is to provide users with a personalized experience and to recognize the device while remembering the visitor’s online preferences, and almost every website uses cookies.
1.2) What are the Types of Cookies?
A. Cookies according to their duration:
a) Session Cookies
Provides data that can be stored until the user closes the browser or the session ends. They are short-term cookies that are deleted when the user closes the browser.
b) Persistent Cookies
Persistent cookies are cookies that are not automatically deleted when the session is closed and remain on the server until the date the cookie is deleted by the user or until the expiration date specified for the cookie. Persistent cookies have a variable, written expiration date in their code.
B. According to intended use:
a) Strictly Necessary / Mandatory Cookies: Cookies that are necessary for the operation of the Site and the use of features such as navigation and access to secure areas of the Site.
b) Functional/Functional Cookies: It allows the website to remember the personalization and choices made in the past (username information, password information, which language is preferred, etc.). Preference cookies that provide automatic access to the website are also called functional cookies.
c) Performance / Analytical Cookies: Performance cookies, also known as analytical cookies, are cookies that allow anonymous, statistical measurement of the use of the website. With statistics cookies, how the user uses the website, the pages visited, the links clicked can be stored. Anonymized statistical cookies are not used to identify the website user. The purpose of these cookies is to make the website more functional.
d) Marketing/Targeting Cookies: Marketing and targeting cookies are cookies that can be used by companies operating in order to create a profile of your interests by tracking your online movements and to show relevant advertisements on other sites.
C. According to their ownership;
First Party Cookies: Placed directly on the device by the Site you visit.
Third Party Cookies: Cookies placed on the device by a third party outside the Site, such as an advertiser or analytical system in cooperation with the Site.
2) Personal Data Processed with Cookies
2.1) What Data is Obtained with Cookies?
Through the cookies used on the Site, your IP address, your unique user ID, the browser and operating system you use, data about your use of the features on the Site, information about your navigation on the Site, the date and time of your visit to the Site, your access and user transaction record for the detection of errors you may experience in accessing the Site, how often you visit the Site and your language preferences are collected and processed.
2.2) For what purposes and on what legal grounds are cookies used?
a. Strictly Necessary / Mandatory Cookies
Cookies are used to fulfill the information society services you have requested through the use of the Site and to ensure that you can use and access the Site properly. The cookies processed within this scope are necessary cookies for the operation of the Site and if these cookies are not used, you may not be able to fully benefit from the functions of the Site.
Your personal data processed through these cookies are processed within the scope of subparagraph (c) of the second paragraph of Article 5 of the Law within the scope of the legal reasons that “it is necessary to process personal data belonging to the parties to the contract, provided that it is directly related to the establishment or performance of a contract”.
b. Functional/Functional Cookies
They are used for the purposes of maximizing your Site experience and increasing the functionality of the Site. For example, cookies used to ensure that your preferences are remembered when you re-enter the Site are included in this category.
If you want to have a personalized experience on the Site, you can consent to the activation of these cookies and take full advantage of the functions of the Site. If you do not give your consent, these cookies will not be activated.
Your personal data processed through these cookies are processed by obtaining your explicit consent within the scope of Article 5 of the Law.
c. Performance/Analytical Cookies
Cookies that enable the measurement of statistical studies of the behaviors you perform during your use of the Site. They are used for the purpose of improving and analyzing your experience on the Site. For example, these cookies are used to determine the most clicked features or products on the Site and to measure the total number of visitors.
You can consent to the activation of these cookies to improve the services we offer on the Site and help us to improve the functions of the Site. If you do not give your consent, these cookies will not be activated.
Your personal data processed through these cookies are processed by obtaining your explicit consent within the scope of Article 5 of the Law.
d. Marketing/Targeting Cookies
These cookies are used to create your profile in accordance with your interests within the scope of personalized marketing and advertising activities and to show you customized advertisements.
If you would like to see ads tailored to your interests and have a more personalized experience, you can consent to the activation of these cookies. If you do not give your consent, these cookies will not be activated.
Your personal data processed through these cookies are processed by obtaining your explicit consent within the scope of Article 5 of the Law.
Google Analytics sets this cookie to calculate visitor, session and campaign data and to track site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
Your personal data processed through cookies; It is transferred to our Suppliers located in the country for the purposes of personalizing the Site services, carrying out marketing activities, conducting and auditing business activities, and carrying out goods / service procurement processes.
In addition, if you consent to cookies, your personal data will be processed on servers abroad through third party infrastructure providers located abroad, limited to the purpose of carrying out storage and archive activities. In this context, your personal data will be transferred to service providers whose servers are located abroad by taking necessary technical and administrative measures based on your explicit consent.
If you consent to Marketing/Targeting Cookies through the cookie management panel on the Site; your personal data will be transferred to our Suppliers from whom we receive marketing services based on your explicit consent in order to carry out goods / service sales processes, to carry out marketing and analysis studies and to carry out strategic planning activities. In this context; your personal data will be transferred to service providers whose servers are located abroad, based on your explicit consent, by taking the necessary technical and administrative measures.
Since the cookie management offered to you on the Site is carried out through our programs provided by our suppliers in the field of technology, if you give your explicit consent to the use of cookies, your personal data processed through cookies other than mandatory cookies will be transferred to our technological infrastructure suppliers located abroad. If you do not want to give explicit consent to the transfer of your personal data abroad, you can manage your consent with the cookie management tool.
4) How to Manage Cookies?
We ask your preferences regarding the use of cookies in the cookie notification panel that appears on your first visit to the Site. In this panel, you can accept the processing of your personal data through cookies.
You can also manage your cookie preferences by updating your browser settings. In order to manage your cookie preferences in this way, you can find below how you can manage your cookie preferences in certain browsers. For detailed information, you need to review the settings tab of the relevant browser. You can learn about cookies and manage your cookie preferences by following the steps below according to your internet browser:
Google Chrome → You can allow or block cookies from the “Cookie” tab in the “settings” section of your browser.
Mozilla Firefox → Click on the “Open Menu” tab in the upper right corner of your browser. By clicking on the “Options” button, you can set your cookie preferences in the “Privacy and Security” tab.
For other browsers (such as Opera, Microsoft Edge), you can check the help or support pages of the relevant browser.
If you completely remove cookies using your browser’s settings, you will also block some cookies that are mandatory for the Site to function properly. This may cause the Site not to function properly.
5) Your Rights Regarding the Processing of Personal Data
The rights you have pursuant to Article 11 of the KVKK can be summarized as follows:
Your personal data:
- whether or not it was committed,
- the purpose of processing and whether it is used in accordance with its purpose,
- on the transfer into or out of the country
- to be processed in accordance with its purpose,
- to be corrected if incorrect or incomplete and to notify third parties,
- destruction if the relevant grounds no longer exist, notification of third parties and compensation for any damage suffered by you
- if you are exposed to negative results due to analysis by automated systems
You can send us the declaration regarding your use of the above-mentioned rights, together with the documents identifying your identity and the subject of the request, through the following channels:
[email protected] via e-mail with or without secure electronic signature,
By hand delivery to “Kesklinna linnaosa, Viru väljak 2, 10111 Harju maakond, Tallinn, Estonia” or by sending by notary or registered mail.
We undertake to respond to your request as soon as possible, but not more than 30 (thirty) days, and without charge, unless the transaction is costly.
Privacy Policy
ARTICLE 1: HOW DO WE USE INFORMATION WE COLLECT?
As the data controller, NEGAR EMPOWERMENT GROUP LTD , we would like you to inform about your personal data that we process under your usage our services. Our primary purpose in collecting information about you is to provide you or connect you with products, services, information, and users that match your interests and preferences. Your data allow us to propose promotional offers only when you authorized it.
We may also use your personal data in order to provide, improve and personalize our services regarding your preferences and to adapt our Website to the device that you use to facilitate your readings, to create use and traffic statistics.
We solely collect data necessary for the purposes of the processing above mentioned.
If we plan to use your personal data for other purposes we commit to prior inform you. You’ll have the right not to give your consent or to withdraw it.
ARTICLE 2: PERSONEL DATA COLLECTION
WHAT INFORMATION DO WE COLLECT
Email address and telephone number
Login and password
Account preferences
Credit or debit card or PayPal
For all payment information, we use the services of the Providers, Devix and Stripe.
We do not store card information, for the general terms and conditions of the third party application of “Stripe” please visit: https://stripe.com/checkout/terms and / or https://stripe.com/privacy
PERSONAL DATA AUTOMATICALLY COLLECTED WHEN USING OUR SERVICE
When using our services, we automatically record information related to (i) your use of our services, (ii) your interaction with our ads and mail, (iii) information on the software and devices feature you use, (iv) information from your browser.
In addition, our Websites and mobile applications include the ability for you and other Users to post information via online reviews, comments, forums, or blogs. As a result, we will also receive information about you: (i) when you choose to post or otherwise share this information on our Websites or mobile applications, or (ii) when other users post or otherwise share information about you on our Websites or mobile applications.
We collect this information by:
Log files : when you use our services, some information are automatically registered in our log files such as (i) IP address, (ii) unique identifier, (iii) your operating system and its location, (iv) browser you use, (v) pages viewed.
Cookies : We may use tracking technologies such as invisible pixel, log file implemented on our Website that we store on your device (called “cookies”). These technologies allow us to recognize your device and to follow your interaction with our services, mails and ads.
The collection of personal data can become limited with the disable feature directly in your browser. However, this opt out feature may reduce the performance and functionality of the platform and its tools. For further information, please read our cookies policy.
ARTICLE 3 : WHO DO WE SHARE INFORMATION WITH ?
DATAS SHARED WITH COMPANIES BELONGING TO GURULIZE GROUP
In order to improve your experience of our trades and services, information concerning your use of the service may be shared with companies belonging to Gurulize Group for research, analysis and advertising.
DATAS SHARED WITH SERVICE PROVIDERS
We use service providers for customer management and payment process. We only share with our providers information they need for their mission.
Our service provider must respect our Charter on the Protection of Personal Data and commit not to use your data for their own commercial purposes.
DATAS SHARED WITH THIRD PARTIES
We share information with third parties only with your consent. We may report to law enforcement agencies any activities that we reasonably believe to be unlawful, or that we believe may aid a law enforcement investigation. In addition, we reserve the right to release all types of information to law enforcement agencies if we determine, in our sole judgment, that either you have violated our policies, or the release of information about you may protect the rights, property, or safety of us or another person.
PLUG-INS AND SOCIAL MEDIA
We use plugins or social media modules on some of our Websites. These include “like”, “share” buttons from third party social networks such as Facebook, Twitter, Google +, that you can find on our Websites. They allow you to like and share information from our Websites with friends on social networks. When you visit a page of our Websites (web or mobile) containing plug-ins or social media modules, a connection is established with the servers of social networks (Facebook, Twitter…) who are then informed that you have accessed the corresponding page of the website consulted, even if you do not have a Facebook or Twitter user account, and even if you are not connected to your Facebook or Twitter account. If you do not want social networks to publish your actions from plug-ins in your social media accounts, you must disconnect for your social networks before visiting our Websites.
ADS AND CUSTOMIZATION
We use cookies or proprietary identifiers (such as Google Analytics cookie) and cookies or third party identifiers (such as Google Advertising Cookies) to make the advertising more personalized for Users. For more information, please review Google’s Privacy Policy and Terms of Use. We use these technologies for the purpose of target advertising based on the center of interests pertaining to various visits to our Websites and provide internal reports including the Gurulize Group. Datas collected are anonymized or linked to pseudonym so it is not possible to identify you personally.
You can opt out of these Google Analytics advertising features via Ad Settings or providing a Google Deactivation Ad-Block on your browser.
ARTICLE 4 : WHERE DO WE STORE YOUR DATA
Your Personal Data is stored in our databases located in trusted data centres across EEC as well as those of Our service providers.
ARTICLE 5 : HOW LONG WE WILL KEEP YOUR DATA
Your Personal Data is stored by Us and / or any subcontractor of Our choice for the strict performance of Our obligations, and are retained, unless you specify otherwise, for the maximum duration that the applicable law allows or mandates for the purposes of commercial prospecting and in order to comply with Our legal obligations, and resolve any disputes that may arise in connection with Our services.
At the end of this retention period, the data will be archived and anonymized or destroyed.
The archiving of your Personal Data is carried out on a reliable support in accordance with the legislation in force. In the event of a dispute between the Data thus stored and any document provided by you, it is expressly agreed as an evidentiary agreement that the Data collected by Us will take precedence and will only be admitted as evidence. If you do not delete, the data collected via the implementation of cookies are retained for fixed amount of time on your device.
ARTICLE 6 : YOUR RIGHTS
RIGHTS OF ACCESS, MODIFICATION, LIMITATION, DELETION AND PORTABILITY
You have a general right of access, rectification, limitation and deletion, the right not to be the subject of an automated individual decision (including profiling) as well as a right to portability of the set of Personal Data about you, collected as you use Our services.
You may exercise these rights at any time by going to your Personal Account or by contacting us at the following address: [email protected] com enclosing a copy of your identity card.
RIGHT OF OPPOSITION
You may at any time object to the processing of your Personal Data or withdraw your consent by contacting us at the following address; [email protected] enclosing a copy of your identity card.
ADVERTISING AND COOKIES
If you no longer wish to receive targeted advertising based on your interests or any form of tracking please refer to the cookies policy
ARTICLE 7 : EMAIL COMMUNICATION AND TEXT MARKETING
We may send you non-promotional emails, SMS and non-promotional email regarding your Personal Account at any time. If you give your consent during registration or via your personal account, we may also send you email communication and other promotional messages by email, post or SMS. You may at any time object to the receipt of any promotional message by using the unsubscribe link provided or by sending an email to Gurulize Customer Service at the following address: [email protected]
ARTICLE 8 : CONSULTANT’S OBLIGATIONS
Except with the express and prior consent of the User, the Consultant agrees not to make any use of the Personal Data relating to the User for purposes other than the strict needs of the execution and billing of its Service or to assert his rights in any dispute with a User. Similarly, the Consultant is informed that it is forbidden to communicate any Personal Data to a third party without the express prior consent of the User.
The Consultant is responsible for any personal data it processes. For this reason, any Consultant, in the event that a User damage arises due to the violation of its obligations under the applicable rules and / or policy regarding the protection of personal data by itself and the User claims this damage from Gurulize; The Consultant undertakes to compensate for all damages claimed.
ARTICLE 9 : UPDATE Of THIS PRIVACY POLICY
We reserve the right to modify this Charter at any time, in whole or in part, in the light of changes and developments in Our internal practices and procedures.
We invite you to consult this Charter regularly, before any collection of your Data.
REFUND MONEY POLICY
” Negar Empowerment Group LTD” offers a 3-day return policy for all Plan services if our consulting to be Not use for your business and fault Wrong guidance . To be eligible for a full refund, You must provide reasons for not using our advice and provide an official reason from official authorities or official websites that our advice was wrong and not suitable for your business. Please contact our customer service for return instructions.”.
To complete your return, we require a receipt or proof of purchase.
Once your request is received and review , we will send you an email to notify you that we have received your request return . We will also notify you of the approval or rejection of your request .
If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.
Late or missing refunds
If you haven’t received a refund yet, first check your bank account again.
Next contact your bank. There is often some processing time before a refund.
If you’ve done all of this and you still have not received your refund yet, please contact us to : [email protected]
Only regular priced items may be refunded.
Need help?
Contact us at [email protected] for questions related to refunds and returns.
